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MABS @mabsinfo
In recent years, loan book sales and transfers have become more common. But what does this mean for you? ๐ Does it affect the loan rate, terms or amount owed? ๐ What happens when my mortgage is sold? We will discuss what you need to know and what you can expect if your loan or mortgage is sold to another lender in our new
#blog
๐ Follow our link in bio now!
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Ruth | Money Blogger @moneysavvymumuk
Do you struggle with impulse spending? If so, try to implement these tips to see if it helps. ๐ซ Hold off making a purchase for 24 hours. Chances are that you'll no longer want the item - you had just gotten caught up in the moment. ๐ซ Unsubscribe from any email lists you signed up to. It takes away so much temptation. ๐ซ Identify your spending triggers and try to address them. If you spend when you're bored, try to find an alternative. If you spend when you're feeling low, try going for a walk with a friend instead. ๐ซ Alter your route home so that you don't pass the shops. It removes temptation completely. Have you found any other things that help?
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Ruth | Money Blogger @moneysavvymumuk
My emergency fund has saved my arse a few times and I'm not quite sure how I ever managed without one. The general consensus is that you should have between 3 and 6 months' worth of monthly expenses . If your job is secure, such as teacher, the aim is 3 months. If your income is irregular, you're self employed or you don't have secure employment, you should aim for at least 6 months. What constitutes an emergency? Something that is unexpected and sudden, such as a broken boiler or illness which prevents you from working and earning. As soon as you use some or all of your emergency fund, you should top it right back up again, ready for the next inevitable catastrophe!
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Brittany | Financial Coach @brittanyflammer
House projects can be expensive....but you can save by DIYing some projects. Here's what we used on our bedroom: * Leftover paint on the walls. * Scrap wood and leftover paint for the tv frame. * An Amazon Prime deal for the fireplace. (We originally planned on spending $500, but found one for $300). And now our master bedroom is finished!! Happy Dance ๐๐ผ๐๐ผ ......... and on to the next project. ๐ What project are you working on?
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Money Tips | Lexa ๐ณ๏ธโ๐ @theavocadotoastbudget
๐ Maybe you're not overtly saying this... but you're covertly expressing this view. And itโs not a good look. I have a lot of thoughts on house hacking, but the thing that irks me the most is this โhot takeโ I see so often in the real estate space. Seeing renting as lazy is classist (and ableist). There are valid benefits to renting that Iโve talked about a ton on here. But also, if you see something as less-than/beneath you, you shouldnโt be profiting off that thing.
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