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Girl Who Excel @girlwhoexcel
There is no one size fits all when it comes to financial budgeting and saving. But if you don’t know where to start on your finance tracking, the 50-30-20 rule is a good rule to start with. The 50/30/20 rule of thumb is a guideline for allocating your budget accordingly: 50% to “needs,” 30% to “wants,” and 20% to “savings” or your financial goals. Your percentages may need to be adjusted based on your personal circumstances. This budgeting rule is effective since it acknowledges that money is meant to be spent. It’s not just a savings rule that tells you to save all your money blindly. Figuring out your finances is confusing, and it’s often hard to know where to start. That’s one reason the 50/30/20 rule of thumb works so well: It’s an easy way to get a handle on something that can otherwise be intimidating. If your need more help in managing your finances, you can check our my website: http://www.girlwhoexcel.com
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Money Tips | Lexa 🏳️🌈 @theavocadotoastbudget
🙃 Maybe you're not overtly saying this... but you're covertly expressing this view. And it’s not a good look. I have a lot of thoughts on house hacking, but the thing that irks me the most is this “hot take” I see so often in the real estate space. Seeing renting as lazy is classist (and ableist). There are valid benefits to renting that I’ve talked about a ton on here. But also, if you see something as less-than/beneath you, you shouldn’t be profiting off that thing.
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